Seven-Layer Tex-Mex Dip

Featured in: Meals For Shared Tables

This colorful Tex-Mex classic stacks seven distinct layers—starting with seasoned refried beans, followed by creamy guacamole, tangy sour cream, chunky salsa, and a blend of cheddar and Monterey Jack cheeses. Fresh olives, crisp lettuce, and green onions crown the top. Ready in just 20 minutes, this make-ahead appetizer needs no cooking and actually benefits from chilling to meld flavors. Perfect for feeding a crowd, it pairs naturally with tortilla chips for scooping through each delicious stratum.

Updated on Wed, 14 Jan 2026 12:58:00 GMT
Cold Seven-Layer Dip with refried beans, guacamole, sour cream, and melted cheese, served with crispy tortilla chips. Save to Pinterest
Cold Seven-Layer Dip with refried beans, guacamole, sour cream, and melted cheese, served with crispy tortilla chips. | casaimil.com

The first time I brought this seven-layer dip to a Super Bowl party, I literally watched someone scrape the serving dish clean with a tortilla chip. My friend Sarah leaned over and whispered, "you're never allowed to come without this again." That was eight years ago, and honestly, I'm still not entirely sure if that's a compliment or if I've been typecast.

I learned the hard way that you absolutely cannot rush the layering process. Once, in a panic before guests arrived, I hurriedly spread the sour cream too aggressively and ended up with what looked like a tie-dye accident rather than distinct, beautiful layers. Everyone still ate it, but I served it with a very casual "it's deconstructed" explanation.

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Ingredients

  • Refried beans: The foundation that anchors everything, and mixing in taco seasoning transforms them from plain canned beans into something with real depth
  • Ripe avocados: They need to give slightly to gentle pressure, and I've learned the hard way that rock-hard avocados never properly mash into that creamy guacamole texture
  • Lime juice: This isn't just for flavor, it's absolutely essential for keeping the avocado layer bright green instead of an unappetizing brown
  • Sour cream: The cool, creamy bridge between the zesty guacamole and the salsa below
  • Chunky salsa: Drain it thoroughly, seriously, let it sit in a sieve for a few minutes or you'll end up with a watery mess
  • Shredded cheddar and Monterey Jack: The combination gives you sharpness and meltiness, and I prefer buying blocks and shredding it myself since pre-shredded cheese has anti-caking agents that prevent proper melting
  • Black olives: These little salty rings punch way above their weight class in the flavor department
  • Iceberg lettuce: Don't use fancy greens here, iceberg's crunch and water content are exactly what this dip needs
  • Green onions: The final bright, fresh pop that cuts through all that richness

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Instructions

Build your bean foundation:
Mix the refried beans with taco seasoning until completely combined, then spread them in an even layer across the bottom of your serving dish using the back of a spoon for maximum smoothness
Make and layer the guacamole:
Mash those avocados with lime juice, salt, diced red onion, and tomato until you reach your desired consistency, then gently spread it over the beans without mixing the two layers together
Add the creamy middle:
Dollop the sour cream across the guacamole and carefully spread it to the edges, creating a distinct white layer that looks striking against the green below
Spoon on the salsa:
After draining it thoroughly, spread the salsa gently over the sour cream, being careful not to press down and disturb the layers underneath
Generously add the cheese:
Sprinkle both cheeses evenly across the entire surface, covering every bit of salsa so you get cheese in every bite
Crown with toppings:
Scatter the black olives, shredded lettuce, and green onions across the top, creating a colorful finish that tells everyone exactly what they're about to dig into
Let it rest:
Cover and refrigerate for at least one hour, though I've found that two to three hours is the sweet spot for all those flavors to really get to know each other
Homemade Seven-Layer Dip showing vibrant guacamole and chunky salsa, a chilled Tex-Mex appetizer ready for a party. Save to Pinterest
Homemade Seven-Layer Dip showing vibrant guacamole and chunky salsa, a chilled Tex-Mex appetizer ready for a party. | casaimil.com

This dip has become my signature contribution to every gathering, and I honestly can't remember the last time I went home with leftovers. There's something about layers that just makes people lose their minds, like each chip is an adventure.

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Making It Your Own

After years of making this exact recipe, I've started experimenting with little additions that make it feel like mine. Sometimes I'll add a layer of pico de gallo instead of regular salsa for extra freshness, or mix some cilantro into the guacamole for an herbal kick.

The Serving Dish Dilemma

Clear glass dishes are absolutely essential here because the whole point of seven-layer dip is that visual wow factor when guests first see it. I use a trifle dish sometimes when I want to get really fancy, which makes the layers even more dramatic from the side.

Timing Is Everything

The absolute best way to handle this dip is to assemble it completely, except for the lettuce, then cover and refrigerate it for up to 24 hours. Add the lettuce and green onions about an hour before serving so they stay crisp and don't get wilted from all that moisture underneath.

  • Set out a spreading knife alongside the chips, because some layers will inevitably want to slide off onto your chip
  • Keep extra chips nearby, because running out is considered a party foul in my house
  • If you're serving this outside, keep the dish in a shaded area or the sour cream might start to weep
Seven-Layer Dip in a glass dish, topped with black olives and green onions, paired with crunchy dippers. Save to Pinterest
Seven-Layer Dip in a glass dish, topped with black olives and green onions, paired with crunchy dippers. | casaimil.com

There's something incredibly satisfying about serving a dish that disappears so completely, leaving behind only a dish that looks like it went through a car wash. Make it for your next gathering and watch it become the thing everyone requests forever after.

Recipe Questions & Answers

Can I make this ahead of time?

Yes, this dip actually benefits from being made a few hours in advance. Refrigerate for at least 1 hour before serving to allow flavors to meld together. It's best consumed within 24 hours, as the lettuce can become wilted over time.

How do I prevent the dip from becoming watery?

Drain your salsa thoroughly before adding it as a layer. Excess liquid from salsa can make the layers runny. You can also pat diced tomatoes dry before mixing them into the guacamole layer.

What can I substitute for sour cream?

Greek yogurt makes an excellent lighter substitute for sour cream. It provides similar tanginess and creaminess while reducing calories and fat. The texture works perfectly for layering.

Is this suitable for vegetarians?

Yes, this version is vegetarian-friendly. However, always check your refried beans label, as some traditional varieties contain lard. Look for vegetarian-certified canned beans or make your own from dried pinto beans.

What other toppings can I add?

Pickled jalapeños add a spicy kick, while diced red bell peppers contribute color and crunch. Some people enjoy adding a layer of taco meat or shredded chicken, though this would change it from vegetarian to non-vegetarian.

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Seven-Layer Tex-Mex Dip

Layers of beans, guacamole, sour cream, salsa, cheese, and fresh toppings create this colorful Tex-Mex party favorite.

Prep Time
20 minutes
0
Time Needed
20 minutes
Created by Tessa Franklin


Skill Level Easy

Cuisine Tex-Mex

Makes 8 Serving Size

Diet Preferences Meat-Free, No Gluten

What You'll Need

Base

01 1 (15 oz) can refried beans
02 1 tablespoon taco seasoning

Guacamole Layer

01 2 ripe avocados, peeled and pitted
02 1 tablespoon lime juice
03 1/4 teaspoon salt
04 1/4 cup diced red onion
05 1 small tomato, seeded and diced

Sour Cream Layer

01 1 cup sour cream

Salsa Layer

01 1 cup chunky salsa, drained well

Cheese Layer

01 1 cup shredded cheddar cheese
02 1/2 cup shredded Monterey Jack cheese

Toppings

01 1/2 cup sliced black olives
02 1 cup shredded iceberg lettuce
03 1/4 cup chopped green onions

For Serving

01 Tortilla chips for dipping

How to Make It

Step 01

Prepare the Bean Layer: Combine refried beans and taco seasoning in a medium bowl until well blended. Spread mixture evenly across the bottom of a 9x13-inch serving dish, creating a smooth foundation layer.

Step 02

Make Fresh Guacamole: Halve avocados, remove pits, and scoop flesh into a clean bowl. Mash with lime juice and salt until reaching desired consistency. Stir in diced red onion and tomato. Spread guacamole gently over the bean layer.

Step 03

Add Sour Cream: Dollop sour cream across the guacamole surface. Using the back of a spoon or offset spatula, spread into an even layer without disturbing the guacamole beneath.

Step 04

Layer the Salsa: Spoon drained chunky salsa over the sour cream, distributing evenly. Work carefully to maintain distinct layers and prevent colors from bleeding together.

Step 05

Sprinkle Cheeses: Combine shredded cheddar and Monterey Jack cheeses in a small bowl. Scatter cheese mixture evenly over the salsa layer, covering completely.

Step 06

Add Olives: Distribute sliced black olives uniformly across the cheese layer for a briny contrast and visual appeal.

Step 07

Top with Vegetables: Sprinkle shredded iceberg lettuce over the olives, then finish with chopped green onions scattered across the top.

Step 08

Chill and Serve: Cover dish tightly with plastic wrap and refrigerate for at least 1 hour to allow flavors to marry. Serve cold with plenty of tortilla chips alongside.

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Tools Needed

  • 9x13-inch shallow serving dish or glass trifle bowl
  • Medium mixing bowls
  • Offset spatula or large spoon
  • Chef's knife and cutting board

Allergy Info

Review every ingredient to spot potential allergens and talk to a healthcare provider if unsure.
  • Contains dairy products including sour cream and shredded cheeses. Verify refried beans are lard-free for strict vegetarian compliance. Use certified gluten-free tortilla chips for guests with gluten sensitivity. Review all packaged ingredient labels for potential cross-contamination warnings.

Nutrition per Serving

Provided for reference only—always ask a doctor for health advice.
  • Calories: 260
  • Fats: 16 g
  • Carbohydrates: 22 g
  • Proteins: 7 g

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